Solution Library
AU · Sydney · APRA-regulated PPF · Make money move.™
Payments Platform · Solution Library

Make money
move.™

A living showcase of the Monoova platform — every module wired into our sandbox API for real end-to-end flows, with a mock mode for zero-dependency walkthroughs. Personalise the workspace to an insurer, university, lender or marketplace and watch the same rails reshape into industry-specific journeys. New modules and use cases ship continuously — stay tuned.

Receive3
Manage2
Pay1
Platform3
Personalise for a vertical
Capability map · live

Money in motion

Every rail in, orchestrated through mAccount, every rail out.

Streaming
Receive
mAccount
Pay
Direct DebitBECSDirect CreditBECSBPAY InT+1PayIDNPPPayToNPPCards & WalletsCardBank AccountsBECSBPAY OutT+1NPPReal-timemAccount TransferInstantmAccountSIGN-IN HUBLIVE
Cards & wallets — accepted on receive
Visa
Mastercard
Amex
Apple Pay
Google Pay

Receive

Capture inbound funds across every rail your customers prefer.

3 solutions

Receivables

Inbound payment orchestration across PayID, BPAY, Direct Debit and card with normalised reference data.

PayIDBPAYDDCard
Open module

Payment Links

Live sandbox

Generate hosted Card + PayTo payment links via the Monoova sandbox API. Wire amount, payer and methods, get a shareable URL.

CardPayTo
Open module

Virtual Accounts

Issue per-customer virtual BSB/account numbers so every receipt is auto-allocated at the moment it lands.

NPPBECS
Open module

Manage

Reconcile, sweep and govern funds once they're inside.

2 solutions

Reconciliation

Auto-match inbound receipts to invoices, policies or loans using reference rules, fuzzy logic and exception queues.

Open module

Sweeps

Programmable cash consolidation between operating, trust and reserve accounts on a schedule or trigger.

Open module

Pay

Move money out in real time on the rail that fits.

1 solution

Disbursements

Single-payment and bulk payouts across NPP, BECS and BPAY with idempotency, retries and webhook callbacks.

NPPBECSBPAY
Open module

Platform

Developer-facing tools that sit underneath every module.

3 solutions

API Console

Make calls through the secure backend proxy — credentials stay server-side, responses stream back into the UI.

Open module

Current State diagram

A presentation-ready 'how funds flow today' view, auto-rendered from the active client preset.

Open module

Future State diagram

Animated end-state with Monoova in the middle, ready to walk through with a prospect.

Open module